financial planning

Who We Are

We Are Wealth Managers not just Investment Advisors

We specialize in financial planning, which includes investing, but also incorporates budgeting, taxes, insurance, mortgages, trusts, wills, etc.

If all you are looking for is someone to handle your investing you just want an investment advisor, but if you want an advisor that can help you with your complete financial picture you are looking for a wealth manager.

We can offer you extensive financial planning. We are full-time professionals with specialized education and years of experience in investing and solving various financial issues.

We Are Wealth Managers and CPAs Who Use Passive Asset Class Management

We are an independent, fee-only, extensive investment advisory firm that specializes in managing portfolios structured around tax-efficient passive asset class investment strategies supported by a Nobel prize-winning investment philosophy.

In addition to our fee-only structure, having a full staff of Certified Public Accountants puts us in the enviable position of being able to fully consider the tax ramifications of every investment decision. As a result, estate and tax planning don’t become an afterthought to the financial planning process; they become an integral part of it.

We Are a Select Group of Advisors

We Are a Registered Investment Advisor with a Fiduciary Role

We are proud to be a Registered Investment Advisor. Federal and state law requires that Registered Investment Advisors are held to a Fiduciary Standard. This law requires that an advisor act solely in the best interest of the client, even if that interest is in conflict with the advisor’s financial interest. As a Fiduciary we are:

Pleased to occupy a position of special trust and confidence when working with a client;
Required to act with undivided loyalty to the client;
Required to disclose how we are to be compensated and share any corresponding conflicts of interest.